Document Fire Damage Right & Get Paid Faster
Step-by-step guidance to photograph, inventory, and submit fire damage evidence that maximizes your insurance payout.
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FAQ
What should I photograph first when documenting fire damage for an insurance claim?
Start with wide-angle shots of every affected room before any cleanup begins, then move to close-ups of charred structural elements, melted fixtures, and smoke-stained surfaces. Capture serial numbers on damaged appliances and electronics, and photograph the exterior including the roof, windows, and siding. Time-stamp every photo and back them up to cloud storage immediately so nothing is lost.
Do I need a professional inventory list or can I write one myself?
You can create your own inventory, but a detailed, organized list significantly speeds up claim approval. For each item, record the description, brand, model, approximate age, original purchase price, and estimated replacement cost. Use free tools like a spreadsheet or your insurer's mobile app. Supporting receipts, bank statements, or old photos from social media can serve as proof of ownership and help prevent disputes with your adjuster.