Document Hail Damage the Right Way
Step-by-step guidance to capture, organize, and submit hail damage evidence that maximizes your insurance claim payout.
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FAQ
What photos should I take to document hail damage for my insurance claim?
Photograph every affected surface from multiple angles, including close-ups showing dent patterns on shingles, gutters, siding, and HVAC units. Place a ruler or coin next to damage for scale, capture wide shots showing the full scope of each area, and photograph any undamaged surfaces for comparison. Date-stamp all images and note GPS coordinates if possible.
How soon after a hailstorm should I document the damage?
Document damage within 24 to 48 hours of the storm if it is safe to do so. Prompt documentation ties the damage directly to the storm event, reducing the risk that an adjuster attributes it to pre-existing wear. Save local weather reports or hail-tracking data from services like NOAA or Verisk as supporting evidence alongside your photos and written notes.