Document Texas Hail Damage Like a Pro
Step-by-step guidance to capture, organize, and submit hail damage evidence that maximizes your Texas insurance claim.
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FAQ
What photos should I take after a hail storm in Texas?
Photograph every affected surface from multiple angles, including roof shingles showing bruising or missing granules, dented gutters and downspouts, damaged siding, broken skylights, and any cracked window seals. Always include a coin or ruler in the frame to show hail stone size, and capture wide establishing shots before moving to close-up detail shots. Timestamp every photo and note the date of the storm in your documentation file.
How soon after a Texas hail storm should I file my insurance claim?
Most Texas homeowner policies require you to report damage promptly, and many insurers expect notice within 30 to 60 days of the loss event. However, Texas law gives policyholders up to two years from the date of loss to file a lawsuit if a claim is disputed, so acting quickly still protects your rights. Contact your insurer within 24 to 48 hours, secure a licensed public adjuster or restoration contractor to conduct an independent damage assessment before the adjuster visit, and keep all receipts for any emergency repairs you make to prevent further damage.