File Your Florida Wind Damage Claim Fast
Step-by-step guidance to document wind damage, notify your insurer, and maximize your payout under Florida's property insurance rules.
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FAQ
How long do I have to file a wind damage claim in Florida?
Under Florida law, you generally have three years from the date of a hurricane or windstorm loss to file an initial claim, but your individual policy may impose stricter deadlines. To protect your rights, notify your insurer in writing as soon as possible after the damage occurs, ideally within 72 hours, and keep copies of all correspondence.
What documentation do I need to support a wind damage claim in Florida?
Take time-stamped photos and videos of all visible damage before making any temporary repairs, including roof missing shingles, broken windows, damaged fascia, and downed fences. Compile receipts for emergency tarping or board-up costs, gather your policy declarations page, and if possible obtain a post-storm inspection report from a licensed Florida roofing contractor or public adjuster to substantiate your estimated repair costs.