File Your Texas Wind Damage Claim Fast
Step-by-step guidance to document wind damage, notify your insurer, and maximize your Texas homeowner's claim payout.
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FAQ
How soon do I need to file a wind damage claim in Texas?
Texas law requires insurers to acknowledge your claim within 15 days of filing, but your policy may set its own reporting deadline—often 1 year from the date of loss. To protect your rights, report wind damage to your carrier as soon as it is safe to do so, ideally within 24–72 hours, and document everything with time-stamped photos before making temporary repairs.
What documentation do I need to support a wind damage claim in Texas?
Gather date-stamped photos and videos of all damaged areas, a written inventory of damaged personal property, contractor estimates for repairs, receipts for any emergency tarping or board-up work, and a copy of your current declarations page. If a public adjuster or restoration contractor performs an initial inspection, request a written scope of damage report to submit alongside your claim.